Are You Ready for a Continuing Care Retirement Community?

The decision to move into a Continuing Care Retirement Community (CCRC) isn’t always an easy one to make. You want to make sure you’re choosing the right place — and the right time — for you. 


It can be an emotional decision. However, the timing matters. Delaying the decision for too long can come with unintended consequences, as a lot of CCRCs, including Westminster Village, require that residents are able to live independently at the time they move in. 


If you’re having doubts about your CCRC readiness, consider these questions.


What if I’m still independent? 

Most CCRCs require residents to live independently — even if assisted living and healthcare services are available on site. A lot of CCRCs like Westminster Village provide programs and services that empower residents to lead active, rich lives, which residents would be wise to take advantage of before long-term care is ever a consideration. 


Am I ready to leave my home?

It’s certainly not easy to leave a home where you’ve lived for years. There may be sentimental reasons to stay, but it’s important to consider other factors. For example, are you able to manage the upkeep of your space? Cleaning, managing a yard and other household responsibilities can take their toll. Plus, sometimes it makes sense to make the move when you’re in the physical and mental condition to adapt to a new environment. 


Am I ready to downsize?

Nobody lives to move. Purging and packing your belongings is seldom a welcome task, but for a lot of older adults, there’s little benefit in waiting. In fact, the decluttering process may simply get harder, and your loved ones will appreciate you taking the lead at a time when you can give direction.


Am I ready financially?

Making sure you have the financial resources to commit to a CCRC is a personal call. You can work with a financial planner or delve into the numbers with a loved one. You can also contact Westminster Village to better understand specifics.


As you determine if a CCRC is right for you (and when), you’ll ask yourself these questions and more. Be sure to keep the lines of communication open with family members who are helping you with your finances and personal decisions, and regularly assess your personal readiness. 


Not sure what to expect from a CCRC? Take a tour of Westminster Village to help you in your decision-making process.